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I - Account service
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I-1 Account opening/closing
| Current account opening |
Zero |
| Term deposit account opening |
Zero |
| Current account closing initiated by the customer |
Zero |
| Current account closing initiated by the bank* |
15 EUR |
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I-2 Account management
| Current account management (applicable monthly for each account, in the currency of the account) |
| 8.5 RON / month |
| 2 EUR / month |
| 3 USD / month |
| 1.6 GBP / month |
| 3.2 CHF / month |
|
| Term deposit account management |
| Zero RON / month |
| Zero EUR / month |
| Zero USD / month |
| Zero GBP / month |
| Zero CHF / month |
|
| Dormant account management - a dormant account is any account that is not used for a minimum of 6 months. |
| 21 RON / month |
| 5 EUR / month |
| 7 USD / month |
|
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I-3 Account statements
| Release of monthly statement - once per month |
Zero |
| Release of monthly statement in the current month, other than the one released by the Bank free of charge. |
2 EUR / statement |
| Release of account history statement |
|
| |
up to 12 months |
3 EUR / statement |
| |
over to 12 months |
8 EUR / statement |
| * According to the General Conditions of Blom Bank France SA Paris Romania Branch, Art. 6 |
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II - TRANSACTIONS
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II-1 Cash transactions
| RON |
| Deposit |
Zero |
| Cash withdrawal up to 10.000 EUR equivalent, or scheduled cash withdrawal* |
0.50% min. 2,5 RON |
| Foreign currency |
| Deposit |
Zero |
| Cash withdrawal up to 10.000 EUR / EUR equivalent, or scheduled cash withdrawal* |
| 0.50% min. 1 EUR |
| 0.50% min. 1 USD |
| 0.50% min. 1 GBP |
| 0.50% min. 1 CHF |
|
| Commission for unwithdrawn scheduled amount** |
0.25% of the amount |
| Unscheduled cash withdrawals*** |
1% min. 30 EUR |
| Cash withdrawals at deposit maturity |
Zero |
| * The amounts to be withdrawn from the accounts exceeding 10.000 EUR or EUR equivalent require scheduling. The amount scheduled to be withdrawn must be notified to the Bank in writing, at least 24 hours in advance, by 13:00 on a banking day. |
| ** In case of default of customer to withdraw the scheduled amount, the Bank will apply a commission for failure to withdrawn the scheduled amount. |
| *** If the customer does not request a scheduled withdrawal, the Bank may honor his requirements in the limits of the existing amounts of cash, with the application of a commission for unscheduled cash withdrawal. |
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II-2 Bank Transfers
| RON |
| Incoming payments |
| - between BLOM Romania customers |
Zero |
| - between BLOM Romania customers and other banks |
|
| |
0 - 999.99 RON |
2 RON |
| |
1,000.00 - 49,999.99 RON |
5 RON |
| |
equal to or over 50,000.00 RON |
15 RON |
| |
urgent payments through ReGIS |
15 RON |
| |
| Outgoing payments |
| - between BLOM Romania customers |
Zero |
| - between BLOM Romania customers and other banks: |
|
| |
0 – 499.99 RON |
3 RON/transaction* |
| |
500.00 – 999.99 RON |
5 RON/transaction* |
| |
1,000.00 – 49,999.99 RON |
10 RON/transaction* |
| |
equal to or over 50,000..00 RON |
22 RON/transaction* |
| |
urgent payments |
22 RON/transaction* |
Foreign currency
|
| Incoming payments |
| - between BLOM Romania customers |
Zero |
| - ordered with the option OUR |
25 EUR |
| |
| Payments |
| - Payments between Blom Romania customers |
Zero |
| - Payments in the EU area, in the EU currency |
0.1% min. 15 EUR max. 1,000 EUR |
| - Payments outside the EU area |
0.2% min. 15 EUR max. 1,000 EUR |
| - Payments within the BLOM group |
0.1% min. 15 EUR max. 1,000 EUR |
| - Urgent payments |
35 EUR |
| Amendment** |
25 EUR |
| Cancellation** |
50 EUR |
| Investigations at the request of the customer** |
20 EUR |
| Notification incomplete payment instruments** |
10 EUR |
| Recovery of paid amounts (only with the acceptance of the beneficiary)** |
75 EUR |
| * Includes NBR commissions |
| **In addition to the commissions requested by our correspondent banks |
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II-3 Cheques and Negotiable Instruments
| Remittance of incoming cheques, bills of exchange and promissory notes |
3 RON /document |
| Payment incidents regarding cheques and promissory notes (partial or total refusal) |
25 RON /cheque, promissory note |
| Incoming & outgoing payments (cheques & promissory notes) |
|
| |
0 – 999.99 RON |
2 RON/transaction including NBR commissions |
| |
1,000.00 – 49,999.99 RON |
5 RON/ transaction including NBR commissions |
| |
equal to or over 50,000.00 RON |
20 RON/ transaction including NBR commissions |
| Cheque book issuance |
2 RON / page |
| Promissory note issuance (set of 5 pages) |
2 RON / page |
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II-4 Other Services
| CIP database interrogation |
15 RON per application* |
| RECOM database interrogation |
10 RON / interrogation |
| Instructions ordered by fax / email (according to Convention) |
15 EUR / equivalent / month |
| Remittance of information (debit advices, confirmations for operations, etc.) by the Bank, at the request of the customer, by fax / email |
1 EUR / transmission |
| Charges for mail remitted documents |
According to charges of postal service provider |
| Issuance of letter of good standing |
25 EUR** |
| Issuance of letter of good standing (urgency) |
50 EUR** |
| SWIFT charges*** |
15 EUR |
| Remittance, at the request of the customer, of duplicates of archived documents and forms |
1 EUR / page |
| Issuance of bank forms |
Zero |
| * Except for bank debtors |
| ** In RON equivalent, at the NBR exchange rate on the date of charging |
| *** In addition to the bank commission, for payments ordered via SWIFT |
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III - Trade finance
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III-1 Documentary payment orders
| Advising |
0.10% min. 50 EUR, max. 500 EUR |
| Issuing / Payment |
0.15% min. 75 EUR, max. 1,500 EUR |
| Amendments /cancellations |
20 EUR /transaction |
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III-2 Collection
| EXPORT |
| Documents remittance / Acceptance of clean collection |
0.15% min. 35 EUR, max. 100 EUR |
| Documents remittance / Acceptance of documentary collection |
0.15% min. 50 EUR, max. 500 EUR |
| Amendment of instructions |
25 EUR |
| Investigations: maximum / over 6 months |
25 EUR / 50 EUR |
| Returned / unpaid / unaccepted docs |
25 EUR |
| Remittance of documents "free of payment" |
0.10% min. 25 EUR, max. 150 EUR |
| IMPORT |
| Clean collection advising |
0.15% min 35 EUR max. 100 EUR |
| Documentary collection advising |
0.15% min. 50 EUR, max. 500 EUR |
| Amendment of instructions |
25 EUR |
| Investigations: maximum / over 6 months |
25 EUR / 50 EUR |
| Remittance of docs "free of payment" |
35 EUR |
| Payment |
0,15% min. 35 EUR, max. 500 EUR |
| Unsolved documents in stand-by during first 3 months of due date |
100 EUR /per quarter |
| Returned / unpaid / unaccepted docs |
25 EUR |
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III-3 L/Cs (including Stand-by L/C)
| EXPORT L/C |
| Pre-advising issuance |
50 EUR |
| Advising issuance / amendment value increase advising |
0.15% min. 75 EUR, max. 1.500 EUR |
| Advising amendment (other than value increase) |
35 EUR /operation |
| Negociation of documents |
0.20%, min. 75 EUR |
| Documents handling |
0.20%, min. 75 EUR |
| Confirmation |
Negociable, but not less than 0.3%/quarter and friction, min. 75 EUR |
| Acceptance |
0.15% min. 100 EUR/quarter and fraction |
| Transfer of L/C |
|
| |
to a BLOM customer |
0.10% min. 50 EUR |
| |
to another bank’s customer |
0.20% min 100 EUR |
| Expert advice on drafting documents at the request of the customer |
25 EUR |
| Un-utilised / cancelled L/Cs |
25 EUR |
| IMPORT L/C |
| Pre-advising |
25 EUR |
| Issuance / value increase / validity extension |
0.25% / quarter, min. 75 EUR / quarter and fraction |
| Amendament issuance (other than amount increase and/or validity extension) |
35 EUR |
| Payment |
0.25%, min. 75 EUR |
| Deffered payment |
0.25% / quarter, min. 75 EUR / quarter and fraction |
| Discrepancies |
35 EUR / set of documents |
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III-4 Assignment of L/Cs
| Issued |
| Issuance of assignment letter |
75 EUR |
| Amendment of assignment letter |
25 EUR |
| Payment by means of assignment letter |
|
| |
to BLOM customers |
Zero |
| |
to customers of other banks |
0.15% min. 20 EUR, max. 1,500 EUR |
| Received |
| Advising the beneficiary about received assignment letters |
50 EUR |
| Advising the beneficiary about amendments of received assignment letters |
25 EUR |
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III-5 Letters of guarantee
| RON: Issued |
| Issuance / value increase / validity extension |
|
| - guarantees with value < 1.000 RON |
50 RON / quarter and fraction |
| - guarantees with value > 1.000 RON |
0.30% min. 100 RON / quarter and fraction |
| Other ammendments |
100 RON |
| Payment under claim (enforcement) received |
0.15% min. 100 RON |
| Expert advice on drafting letter of guarantee |
25 EUR |
| RON: Received |
|
| Authentication of signatures for L/G received by customers |
20 RON |
| Advising / remittance to the beneficiary of received L/Gs |
50 RON |
| Analyze of the text of L/Gs received by customers |
50 RON |
| Authentication and remittance of claims under L/G in favor of Blom customers |
50 RON |
| Advising of L/G's modification |
25 RON |
| Foreign currency: Issued |
| Issuance / value increase / validity extension |
0.30%/quarter, min 100 EUR / quarter and fraction |
| Other ammendments |
35 EUR |
| Payment under claim (enforcement) received |
0.15% min. 100 EUR |
| Foreign currency: Received |
| Authentication of signatures for L/G received by customers |
10 EUR |
| Advising / remittance to the beneficiary of received L/Gs |
75 EUR |
| Analyze of the text of L/Gs received by customers |
35 EUR |
| Authentication and remittance of payment claims for confiscation of L/G in favor of Blom customers |
75 EUR |
| Advising of L/G's modification |
25 EUR |
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IV - CARDS
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IV-1 “BLOM BANK FRANCE BUSINESS”
| Profile |
STANDARD |
| Initial deposit |
150 EUR |
| |
Or equivalent RON/USD |
| Blocked amount (guarantee) |
100 EUR |
| |
Or equivalent RON/USD |
| Issuance fee |
5 EUR |
| Annual fee |
Zero |
| Monthly management fee - per account |
2 EUR |
| Card renewal fee |
5 EUR |
| Card replacement fee |
4 EUR |
| Quick card / PIN replacement fee |
10 EUR |
| PIN re-generation fee |
4 EUR |
| Commission for blocking cards in case of loss / theft (listing to MasterCard black list) |
35 EUR |
| Sales transactions fee (national purchases) |
Zero |
| Sales transactions fee (international purchases) |
Zero |
| Cash withdrawal at BLOM BANK FRANCE Romania Branch ATM/POS (on-us) |
0.20% |
| Cash withdrawal at Romanian ATM /POS (national off-us) |
0.50% + 3 RON |
| Cash withdrawal at ATM / POS abroad (international off-us) |
2% + 2 EUR |
| Balance inquiry / ministatement (ATM/POS) |
0.1 EUR |
| Chargeback fee - proof-less |
10 EUR |
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V - OTHER ACCOUNTS
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V-1 Performance guarantee accounts
| Account opening |
Negociable, min. 15 EUR |
| Account management |
2 EUR / account / month |
| Dormant account management |
Zero |
| Monthly Statement Release |
Zero |
| Duplicate statement release |
2 EUR/account/month |
| Account history statement release |
|
| |
up to 12 months |
3 EUR / account / month |
| |
over 12 months |
8 EUR / account / month |
| Incomings and outgoings in / from performance guarantee accounts |
According to commissions applicable to transfers |
| Account closing at customer’s request |
Zero |
| Account closing initiated by the Bank |
15 EUR |
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V-2 Escrow accounts
| Contract drafting for Escrow account |
15 EUR / contract |
| Document analysis |
50 EUR / contract |
| Account opening |
Negociable |
| Account management |
Negociable |
| Dormant account management |
Zero |
| Monthly statement release |
Zero |
| Duplicate statement release |
2 EUR / account / month |
| Account history statement release |
|
| |
up to 12 months |
3 EUR / account / month |
| |
over 12 months |
8 EUR / account / month |
| Incoming and outgoing transactions in / from ESCROW guarantee accounts |
According to commissions applicable to transfer operations |
| Account closing at customer’s request |
Zero |
| Account closing initiated by the Bank |
15 EUR |
| FEES FOR COMMUNICATIONS (for Trade Finance operations) |
|
| SWIFT charges |
15 EUR / message |
| DHL fees |
According to DHL fares |
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VI - INTEREST RATES
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VI-1 Standard Interest Rates For Deposits
| EUR |
Amount under 50,000 |
Amount over 50,000 |
| 3 Days |
0.15 % |
0.15 % |
| 7 Days |
0.15 % |
0.15 % |
| 1 Month |
0.25 % |
0.35 % |
| 2 Months |
0.35 % |
0.60 % |
| 3 Months |
0.35 % |
0.60 % |
| 6 Months |
0.35 % |
0.60 % |
| 9 Months |
0.35 % |
0.60 % |
| 12 Months |
0.35 % |
0.60 % |
| USD |
Amount under 100,000 |
Amount over 100,000 |
| 3 Days |
0.15 % |
0.15 % |
| 7 Days |
0.15 % |
0.15 % |
| 1 Month |
0.30 % |
0.40 % |
| 2 Months |
0.40 % |
0.65 % |
| 3 Months |
0.40 % |
0.65 % |
| 6 Months |
0.40 % |
0.65 % |
| 9 Months |
0.40 % |
0.65 % |
| 12 Months |
0.40 % |
0.65 % |
| RON |
Amount Up to 49,999 |
Amount Between 50,000 and 99,999 |
Amount Between 100,000 and 249,999 |
Amount Over 250,000 |
| 3 Days |
0.25 % |
0.25 % |
0.50 % |
0.50 % |
| 7 Days |
0.25 % |
0.25 % |
1.00 % |
1.00 % |
| 1 Month |
2.75 % |
3.00 % |
3.25 % |
3.50 % |
| 2 Months |
2.75 % |
3.00 % |
3.25 % |
3.75 % |
| 3 Months |
2.75 % |
3.00 % |
3.25 % |
3.75 % |
| 6 Months |
2.75 % |
3.00 % |
3.25 % |
3.50 % |
| 9 Months |
2.75 % |
3.00 % |
3.25 % |
3.50 % |
| 12 Months |
2.75 % |
3.00 % |
3.25 % |
3.50 % |
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VI-2 Standard Interest Rates For Current And Cards AccountsEscrow accounts
| Currency |
Current account |
Premium account (min. 250,000) in the currency of the acc. / Escrow acc. |
Card Debit interest |
Card Credit interest
|
| EUR |
0.10 % |
0.50 % |
10.00 % |
0.10 % |
| USD |
0.10 % |
0.50 % |
10.00 % |
0.10 % |
| RON |
0.10 % |
1.50 % |
18.00 % |
1.00 % |
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VI-3 Reference Rates
|
ROBOR at 31.01.2012 - NBR, 11:00 hours |
EURIBOR at 30.01.2012 - Brussels, 11:00 local time
|
LIBOR at 30.01.2012 - London, 11:00 local time |
| |
|
|
USD
|
GBP |
EUR |
| 1 month |
5.14 % |
0.721 % |
0.26775 % |
0.76850 % |
0.66071 % |
| 3 months |
5.37 % |
1.131 % |
0.54685 % |
1.08300 % |
1.06514 % |
| 6 months |
6.04 % |
1.425 % |
0.78150 % |
1.39344 % |
1.38286 % |
| |
|
|
|
|
|
| |
NBR reference interest rate valid for January 2012 |
5.75 % |
|
The listed interest rates are informative and are valid as of 1 February 2012.
|
